Your Award Winning Michiana Mortgage Team

My mission is to carefully guide my clients through the entire home loan process so they feel confident about the important financial decisions they are making.

Meet our amazing team

Liz will help our clients navigate the initial steps in the home purchase or refinance process. During this first step, Liz will help new borrowers start the preapproval process by collecting initial borrower information for the application.

Laura Smith

Licensed Transaction Manager – Contract to Closing Specialist

Once a borrower has a new contract on a home or they begin the refinance process, Laura will help our clients navigate the mortgage experience all the way to a successful loan closing. You can trust that Laura will never leave the borrower or our Realtor partners wondering what is happening. Laura also helps provide service after the loan closes. She ensures we provide unmatched communication you can count on.

Pre-approvals you can trust. Communication you can count on.

Hi. I’m Amy, a mortgage loan originator who works hard to make sure your pre-approval turns into home ownership.

My goal is to assist each customer in achieving their financial goals. I work to find the best mortgage product available using expertise gained in my 23 years in the mortgage industry. I have had experience working at a title company processing and closing real estate transactions, a local bank as a mortgage processor and closer, a construction loan manager and a mortgage loan originator.

Meet Amy Houk

Play Video

Awards and Honors

2020 Hallmark Home Mortgage Hall Of Fame

2021 Hallmark Home Mortgage Presidents Club

2015 Women's Council of Realtors "Affiliate of the Year"

2018 Home Builders Association "Associate of the Year"

Top 5% Experience.com

Loan Products

Conventional

A traditional mortgage loan with fixed rates and a variety of term lengths.

Construction

We offer a number of programs to help with home construction. Apply today!

Bond Loans

We offer programs that assist homebuyers in Indiana and Michigan with making down payments and potential tax credits.

Doctor Loans

For Physicians, Residents, Ophthalmologists, and Veterinarians…We recognizes the special financial needs of physicians today.

FHA

FHA loan combines low rates, low down payment, and flexible lending guidelines to help homebuyers qualify for loans.

Toolbox Loans

We are your partner for renovation. Our Toolbox Mortgage is the solution for properties in need of remodeling updates.

USDA

Partnered with USDA Rural Development to provide 100% financing and the opportunity for individuals to purchase or build a home in rural areas.

VA

We help veterans, reservists, and active-duty personnel, as well as surviving spouses of veterans, apply for a Veteran's Administration loan.

What our clients say

Asata M.
South Bend, IN
Nov/02/2024
Read More
"Going into the homebuying /mortgage and pre approval process, my partner, and I were very nervous because we didn’t want to get scammed in all honesty. However, that very moment when we had our first initial on the phone communication with Mrs. Houk we knew she was there for us and advocated and negotiated on behalf of my family. Her professional, constant communication, reassurance and knowledge made us feel that we were in good hands…and we were."
Christelle I.
Granger, IN
Oct/25/2024
Read More
"Amy was super helpful, she is a great communicator and very professional"
Cheri G.
Granger, IN
Oct/24/2024
Read More
"From my first encounter with Amy she was very helpful and patient with us. Very friendly and down to earth and communication was great and in a timely manner. I would definitely recommend her to family and friends. I even told her I would keep in touch."
Destiny W.
South Bend, IN
Oct/23/2024
Read More
"Amy handled everything in a timely manner and always made herself available. If I had any questions she had an answer or would find one for me. It was a pleasure working with her."
Gilbert S.
South Bend, IN
Sep/30/2024
Read More
"Professionalism, friendly, efficient and very responsive."
Layla R.
Mishawaka, IN
Sep/20/2024
Read More
"Amy always does a great job! She made the process easy to understand."
Previous
Next

Mortgage Calculator

Loan Calculator

Apply Today

Monthly Payment

$0.00

Total Interest Payable

$0.00

Total of Payments
(Principal + Interest)

$0.00

Principal Loan Amount

0

Total Interest

0

Contact Us

The Hallmark Difference

Hallmark Home Mortgage was built around people, the people who entrust us with the financing of their home and the people who work to ensure that financing is successful. Our experienced and dedicated professionals guarantee that Hallmark lives up to its name by providing unmatched quality and a long-standing tradition of service.

We strive to enrich the lives of our employees, as well, and value the time and talent they spend serving Hallmark’s customers and our greater communities.

We will be with you every step of the way. Contact us today to begin your journey home. https://www.hallmarkhomemortgage.com/ #HHM #YourCommunityLender #ehome #mortgage #mortgagelender

Tired of juggling high-interest debt? A home equity loan could be your path to financial relief! Tap into the equity in your home and consolidate your debt with lower, more manageable payments. Contact us today to find out if this solution fits your financial goals! https://www.hallmarkhomemortgage.com/ #HHM #yourcommunitylender

Hallmark Home Mortgage partnered with our Dash technology ensures every homebuyer’s journey is seamless and stress-free. Our team of seasoned professionals expertly manages the process, blending advanced technology with personalized care. This powerful combination accelerates the mortgage process, enhances transparency, and fosters clear communication—keeping clients informed at every step. #HHM #YourCommunityLender

This season, we're especially grateful for our clients, business partners, and employees who make homeownership dreams possible. Your trust, dedication, and hard work mean the world to us. May your day be filled with love, laughter, and the warmth of family and friends. From all of us at Hallmark Home Mortgage, Happy Thanksgiving! 🦃 #HHM #YourCommunityLender

3

Fannie Mae and Freddie Mac have increased their conforming loan limits for 2025. Contact us today to learn how this might help you. https://www.hallmarkhomemortgage.com/ #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv

2

5.0 star review received on Experience.com for Amy Houk by Betty A - Amy is adorable, she made the whole experience simple,enjoyable and beautiful.Kudos to Amy and the whole team.l will certainly refer family and friends to Hallmark Mortgage.❤️

4