Your Award Winning Michiana Mortgage Team

My mission is to carefully guide my clients through the entire home loan process so they feel confident about the important financial decisions they are making.

Meet our amazing team

Liz will help our clients navigate the initial steps in the home purchase or refinance process. During this first step, Liz will help new borrowers start the preapproval process by collecting initial borrower information for the application.

Laura Smith

Licensed Transaction Manager – Contract to Closing Specialist

Once a borrower has a new contract on a home or they begin the refinance process, Laura will help our clients navigate the mortgage experience all the way to a successful loan closing. You can trust that Laura will never leave the borrower or our Realtor partners wondering what is happening. Laura also helps provide service after the loan closes. She ensures we provide unmatched communication you can count on.

Pre-approvals you can trust. Communication you can count on.

Hi. I’m Amy, a mortgage loan originator who works hard to make sure your pre-approval turns into home ownership.

My goal is to assist each customer in achieving their financial goals. I work to find the best mortgage product available using expertise gained in my 23 years in the mortgage industry. I have had experience working at a title company processing and closing real estate transactions, a local bank as a mortgage processor and closer, a construction loan manager and a mortgage loan originator.

Meet Amy Houk

Awards and Honors

2020 Hallmark Home Mortgage Hall Of Fame

2021 Hallmark Home Mortgage Presidents Club

2015 Women's Council of Realtors "Affiliate of the Year"

2018 Home Builders Association "Associate of the Year"

Top 5% Experience.com

Loan Products

Conventional

A traditional mortgage loan with fixed rates and a variety of term lengths.

Construction

We offer a number of programs to help with home construction. Apply today!

Bond Loans

We offer programs that assist homebuyers in Indiana and Michigan with making down payments and potential tax credits.

Doctor Loans

For Physicians, Residents, Ophthalmologists, and Veterinarians…We recognizes the special financial needs of physicians today.

FHA

FHA loan combines low rates, low down payment, and flexible lending guidelines to help homebuyers qualify for loans.

Toolbox Loans

We are your partner for renovation. Our Toolbox Mortgage is the solution for properties in need of remodeling updates.

USDA

Partnered with USDA Rural Development to provide 100% financing and the opportunity for individuals to purchase or build a home in rural areas.

VA

We help veterans, reservists, and active-duty personnel, as well as surviving spouses of veterans, apply for a Veteran's Administration loan.

What our clients say

Jacob B.
South Bend, IN
Jan/25/2025
"Amy was always willing to help - taking the time to call and talk two anxious first-time homebuyers through the entire process. We would highly recommend Amy to anyone!"
Kenneth M.
South Bend, IN
Jan/04/2025
"Amy was great! Everyone involved very knowledgeable and courteous."
Robert G.
Granger, IN
Dec/29/2024
"No matter how complicated the issue, Amy joyfully worked through it and helped us close early."
Melina C.
South Bend, IN
Dec/24/2024
"I was able to come into the office same day to go over my documents with Amy. She answered my questions making me feel comfortable and well informed. There was such a personal aspect to it, and I appreciated that"
Courtney E.
Brownsburg, IN
Dec/24/2024
"Amy’s guidance, thorough communication and quick responses made this experience much easier than we anticipated! She was willing to work around our hectic schedule to make sure the entire process stayed on track. We would definitely recommend her to those starting their home buying journey!"
Robert E.
Brownsburg, IN
Dec/23/2024
"Amy helped guide us through buying our first home. She was there to answer any questions we had and to give advice."

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The Hallmark Difference

Hallmark Home Mortgage was built around people, the people who entrust us with the financing of their home and the people who work to ensure that financing is successful. Our experienced and dedicated professionals guarantee that Hallmark lives up to its name by providing unmatched quality and a long-standing tradition of service.

We strive to enrich the lives of our employees, as well, and value the time and talent they spend serving Hallmark’s customers and our greater communities.

Let your dreams blossom as we celebrate today - the first day of Spring. #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage #MortgageLender

We can leverage technology to get you through the process. Apply online today https://www.hallmarkhomemortgage.com/ #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv

5.0 star review received on Experience.com for Amy Houk by Dawn L T - Amy was so quick, efficient, and friendly!! There were ZERO holdups or complications!

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Use your tax refund wisely this year. You can use your tax refund to help get into your dream home. The money could be used as a down payment, cover closing costs or moving costs. Contact us today to find out more. #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome

Timing is Key! 🔑 Finding the perfect home is just the first step. Get pre-approved today so you can act fast when opportunity knocks! 🏠🚪 https://www.hallmarkhomemortgage.com/ #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage #MortgageLender

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