Your Award Winning Michiana Mortgage Team

My mission is to carefully guide my clients through the entire home loan process so they feel confident about the important financial decisions they are making.

Meet our amazing team

Liz will help our clients navigate the initial steps in the home purchase or refinance process. During this first step, Liz will help new borrowers start the preapproval process by collecting initial borrower information for the application.

Laura Smith

Licensed Transaction Manager – Contract to Closing Specialist

Once a borrower has a new contract on a home or they begin the refinance process, Laura will help our clients navigate the mortgage experience all the way to a successful loan closing. You can trust that Laura will never leave the borrower or our Realtor partners wondering what is happening. Laura also helps provide service after the loan closes. She ensures we provide unmatched communication you can count on.

Pre-approvals you can trust. Communication you can count on.

Hi. I’m Amy, a mortgage loan originator who works hard to make sure your pre-approval turns into home ownership.

My goal is to assist each customer in achieving their financial goals. I work to find the best mortgage product available using expertise gained in my 23 years in the mortgage industry. I have had experience working at a title company processing and closing real estate transactions, a local bank as a mortgage processor and closer, a construction loan manager and a mortgage loan originator.

Meet Amy Houk

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Awards and Honors

2020 Hallmark Home Mortgage Hall Of Fame

2021 Hallmark Home Mortgage Presidents Club

2015 Women's Council of Realtors "Affiliate of the Year"

2018 Home Builders Association "Associate of the Year"

Top 5% Experience.com

Loan Products

Conventional

A traditional mortgage loan with fixed rates and a variety of term lengths.

Construction

We offer a number of programs to help with home construction. Apply today!

Bond Loans

We offer programs that assist homebuyers in Indiana and Michigan with making down payments and potential tax credits.

Doctor Loans

For Physicians, Residents, Ophthalmologists, and Veterinarians…We recognizes the special financial needs of physicians today.

FHA

FHA loan combines low rates, low down payment, and flexible lending guidelines to help homebuyers qualify for loans.

Toolbox Loans

We are your partner for renovation. Our Toolbox Mortgage is the solution for properties in need of remodeling updates.

USDA

Partnered with USDA Rural Development to provide 100% financing and the opportunity for individuals to purchase or build a home in rural areas.

VA

We help veterans, reservists, and active-duty personnel, as well as surviving spouses of veterans, apply for a Veteran's Administration loan.

What our clients say

Gilbert S.
South Bend, IN
Sep/30/2024
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"Professionalism, friendly, efficient and very responsive."
Layla R.
Mishawaka, IN
Sep/20/2024
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"Amy always does a great job! She made the process easy to understand."
Steven D.
Goshen, IN
Sep/17/2024
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"Amy was very knowledgeable and very helpful in guiding us through the home buying experience"
Jeremy M.
Osceola, IN
Sep/09/2024
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"Amy, in general, is what made this a great experience! After speaking with many lenders, Amy was able to provide much more clarity in the whole process than any one before her. She just made everything much more understandable, especially since we were first-time home buyers! I would/will recommend Amy to anyone! Thank YOU, Amy!"
Trent G.
Granger, IN
Sep/07/2024
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"Amy is the bomb! Always so flexible and always available. Will help you get the best rate possible. Great lender and even better person!"
Melissa B.
South Bend, IN
Sep/04/2024
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"Always available and went above and beyond to make sure I was comfortable with every step of the process."
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The Hallmark Difference

Hallmark Home Mortgage was built around people, the people who entrust us with the financing of their home and the people who work to ensure that financing is successful. Our experienced and dedicated professionals guarantee that Hallmark lives up to its name by providing unmatched quality and a long-standing tradition of service.

We strive to enrich the lives of our employees, as well, and value the time and talent they spend serving Hallmark’s customers and our greater communities.

Falling interest rates could open the door to your dream home sooner than you expected. If you've been waiting for the right time to enter the market, this could be it. Contact us today to learn more. https://www.hallmarkhomemortgage.com/meet-our-team/ #HHM #YourCommunityLender

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Do you have questions about buying a home? We have the answers. Contact us today. https://www.hallmarkhomemortgage.com/ #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage #MortgageLender

Happy #MotivationalMonday. Today is the day to make it happen, make it amazing! #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv

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Realtors will walk you through the buying and selling process. When you are ready to make a move, contact us and we can help you get in contact with a trusted Realtor in your area. https://www.hallmarkhomemortgage.com/ #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage

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Your closing day will be a breeze when you e-sign your documents ahead of time in our eHOME app. #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage

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Hallmark Home Mortgage is your trusted source in construction lending. Contact us today to start your journey https://www.hallmarkhomemortgage.com/ #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage #MortgageLender

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